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July, 11 2022 Should You Pay Your Mortgage Earlier or Invest More? What would you do if you won one million dollars today? Pay down cash for a house or invest it? If you think this is a tough decision, imagine having to choose this with a regular source of income. Pension Matters
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Should You Pay Your Mortgage Earlier or Invest More?

Should you pay your mortgage earlier or invest more? What would you do if you won one million dollars ...

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July, 11 2022 What is the Best investment Strategy for Retirement? Suppose you are at the stage of your life considering starting your retirement savings or simply reassessing your current retirement investment portfolio. In that case, the chances are that you are wondering if a balanced portfolio or a growth portfolio is the best way to go. Pension Matters
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What is the Best investment Strategy for Retirement?

What is the best investment strategy for retirement? Suppose you are at the stage of your life ...

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July, 11 2022 Budgeting for Your Retirement Lifestyle Expenses How do you ensure that you will save enough funds to live comfortably in retirement? This is a question that rings through the minds of many Canadians. Fortunately, you can estimate your retirement expenses to a large extent when you consider relevant factors such as your current and expected lifestyle, your dependents, and retirement goals, amongst others. Pension Matters
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Budgeting for Your Retirement Lifestyle Expenses

Budgeting for your retirement lifestyle expenses How do you ensure that you will save enough funds to ...

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July, 11 2022 Converting Your Locked-In Retirement Account (LIRA) to a Life Income Fund (LIF) When you leave an employer, the funds in your pension plan cannot be withdrawn based on provincial and federal pension regulations. Some of the options you may have for your retirement savings in a pension plan are transferring the funds to your new employer’s pension plan, purchasing an annuity, or transferring the money into a locked-in retirement account, also known as a LIRA. Pension Matters
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Converting Your Locked-In Retirement Account (LIRA) to a Life Income Fund (LIF)

Converting your Locked-In Retirement Account (LIRA) to a Life Income Fund (LIF) When you leave an ...

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July, 11 2022 How much do you need to save for retirement? Many Canadians aren’t sure how much it would cost them to sustain their livelihoods when they eventually retire. Understandably, deciding how much you need to save for retirement may not be so straightforward and depends largely on your retirement goals. Pension Matters
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How much do you need to save for retirement?

How much do you need to save for retirement? Many Canadians aren’t sure how much it would cost ...

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July, 11 2022 RRSP vs TFSA Which is Best? As Canadians, we have access to several government pension plans, and you may even be eligible to receive retirement benefits from your employer. For those looking to boost their retirement nest egg beyond these traditional pensions, taking advantage of government savings plans can make a significant difference over the long run. Pension Matters
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RRSP vs TFSA Which is Best?

RRSP vs. TFSA for Retirement Planning – Which is Best? As Canadians, we have access to several ...

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July, 11 2022 How to Access Funds in a Locked Retirement Account? As an actively employed individual, you probably have made or are considering making contributions into a registered retirement account towards your pension savings. If your employer matches or has a retirement savings plan set up for you, you may find yourself ending up with a locked-in retirement account (LIRA) at some point. Pension Matters
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How to Access Funds in a Locked Retirement Account?

How to Access Funds in a Locked Retirement Account? As an actively employed individual, you probably ...

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July, 11 2022 Financing Your Mortgage Through an RRSP Purchasing a home is one of the most significant financial milestones for the average Canadian. Unfortunately, the cost of buying a home is a substantial one, and many people may not be able to afford the required down payment for a home purchase. Pension Matters
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Financing Your Mortgage Through an RRSP

Financing Your Mortgage Through an RRSP Purchasing a home is one of the most significant financial ...

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July, 11 2022 Employment Status Change - What Happens to Your Pension Plan? A change in employment status can be triggered by several circumstances, the most probable being either a job loss or a change in employer. Many people never give much thought to what happens to their pension plan in such circumstances until this becomes their reality. Pension Matters
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Employment Status Change - What Happens to Your Pension Plan?

Employment Status Change - What Happens to Your Pension Plan? A change in employment status can be ...

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